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RCBCGroup Financial Philippines
Modern Philippine financial district buildings, dim atmospheric skyline, deep navy sky, dark glass towers, low-key dramatic lighting
HomeLoan Products
All Products

Find the Right
Loan for You

Five flexible loan products designed for every Filipino financial need — from ₱50,000 to ₱5,000,000.

Apply Now
₱50K
Minimum Loan
₱5M
Maximum Loan
0.5%
Lowest Rate / mo
60mo
Max Term
24hrs
Approval Time
5 Products

All Loan Products

Young Filipino professional at bright modern workspace, natural daylight, airy open office
Most Popular
Featured

Personal Loan

Education, travel, medical expenses, and personal needs

Loan Amount
₱50,000 – ₱500,000
Interest Rate
1.5% per month
Loan Term
6 – 36 months
Highlights
No collateral required
Flexible repayment
Online application
Requirements
Valid government ID
Proof of income (3 months)
Proof of billing
Apply for Personal Loan
Filipino entrepreneur in bright modern commercial space, open airy store, warm natural lighting
Best Value

Business Loan

Business expansion, working capital, equipment purchase

Loan Amount
₱100,000 – ₱2,000,000
Interest Rate
1.2% per month
Loan Term
12 – 60 months
Highlights
Highest loan amount
Longest term available
Business-friendly rates
Requirements
Business permit
Financial statements
Valid ID + proof of billing
Apply for Business Loan
Bright modern Philippine home interior renovation, white walls, natural light, clean open living space
Lowest Rate

Home Improvement Loan

Home renovation, construction, and repair

Loan Amount
₱50,000 – ₱1,000,000
Interest Rate
1.0% per month
Loan Term
12 – 60 months
Highlights
Lowest interest rate
No hidden charges
Up to ₱1 million
Requirements
Proof of property ownership
Valid ID
Proof of income
Apply for Home Improvement Loan
Filipino traveler at bright airport terminal, natural daylight, open airy modern terminal
OFW Exclusive

OFW Loan

Designed exclusively for Overseas Filipino Workers

Loan Amount
₱50,000 – ₱500,000
Interest Rate
1.3% per month
Loan Term
6 – 24 months
Highlights
Apply from abroad
Online processing
Fast disbursement
Requirements
POEA documents / OEC
Valid ID
Employment contract
Apply for OFW Loan
Filipino office employees in bright modern corporate office, natural daylight, open workspace
Fast Release

Salary Loan

For employed individuals — payroll-based repayment

Loan Amount
₱50,000 – ₱300,000
Interest Rate
1.8% per month
Loan Term
3 – 24 months
Highlights
Payroll deduction option
Minimal requirements
Quick processing
Requirements
Certificate of employment
Latest payslips (3 months)
Valid ID
Apply for Salary Loan

Not sure which loan to choose?

Our financial advisors are ready to help you find the best loan for your needs. Apply now and get personalized guidance.